Personal Loans That
Meet Your Necessities

We help you get ahead, when you need it

From $225 – $10,000

If You Trust Us, We Trust You™

Personal Loans with us are convenient, easy, and affordable.

Build Your Credit

Earn the opportunity to establish and improve your credit history.

Become Visible To Credit™

Turn your dreams into plans by
initiating your credit journey.

Take The Train

We invite you to learn more about
our unique referral program.

Help Cover What You Need When You Need It

Customize your loan amount to match your financial goals

PRODUCTIVE
CREDIT

PRODUCTIVE CREDIT

Start your own business
purchase inventory, or enable
yourself to achieve your goals

VEHICLE
REPAIRS

VEHICLE REPAIRS

Equip your car so you can
have safety and assurance
on the road to work

MEDICAL
BILLS

MEDICAL BILLS

We're here for you so you can
live your purpose by investing
in your health and well-being

HOME
IMPROVEMENTS

HOME IMPROVEMENTS

We lend to you so you can
uplift your home and turn
your project into a reality

DREAM
VACATIONS

DREAM VACATIONS

Start working on your bucket
list and plan the dream
vacation that you deserve

VALUABLE
PURCHASES

VALUABLE PURCHASES

Whether you need to buy a car,
phone, tablet, or PC, let's get
what you need when you need it

Customizable Loans

Loans from $225-$10,000. Pay in
installments from 12-36 months.

No Fees

No origination fees, no closing fees,
and no prepayment penalties.

Competive Rates

Avoid paying high rates of competitors.
We offer fixed rates under 35.99%.

Why Choose CrediFai?

We are a lender that caters to the necessities of our community. Whether those needs are aspirational or due to something obligational, we are here to help give everyone an equal opportunity to make good and succeed.

We make loans accessible to the public

We provide personal loan opportunities for everyone including those with no credit and little credit history.

We help you take control of your credit history

We report to credit bureaus so you can establish, improve and maintain your credit confidently.

We build financially confident communities

We provide financial education information so you can make the financial decision that is best for you.

Hear from our clients

Our Mission

At CrediFai, our goal is to serve and impact the community by offering financial services and giving them the opportunity to establish a credit history. We aim to accompany our clients on their path to prosperity through the use of technology, tools and systems to lower their financial costs while maintaining long-term relationships.

Financial Education

READY TO CREATE A BETTER FUTURE? APPLY NOW.